Financial Accounts and Interest Rates

Banks

Institution	Product	APY	Min Balance	Max Balance	Bauer
ETRADE	Premium Savings Account	3.35%	$0	No max	5 stars
Openbank	High Yield Savings	4.20%	$500	No max	5 stars
Varo Money	High Yield Savings	5.00%	$0	$5,000	1 star
NewtekBank	High Yield Savings	4.35%	$0	No max	3.5 stars

Credit Unions

Institution	Product	APY	Min Balance	Max Balance	Bauer
Texell	SAVE First savings	3.25%	$0	$25,000	5 stars
EECU	High Yield Savings Account	3.00%	$0	No max	5 stars

Interest rates last updated: February 6, 2026